Quarterly investor report · Third quarter 2026 · Avery Family Trust
Your third quarter.
Period Jul 1, 2026 to Sep 30, 2026, as of Sep 30, 2026. Figures show your share only, from OKOA's servicing records and distribution ledger.
$1,745,000 funded
11.5% weighted rate
incl. $325,000 principal
$286,851 interest
01 — Outstanding balance, your share
Share of funded capital
By position
- Harbor Point Mixed-Use$320k
- Cedar Ridge Industrial$250k
- Lakeside Senior Loan$200k
- Ninth Street Lofts$200k
- Pine Hollow Build-to-Rent$175k
- Mesa Verde Townhomes$150k
By structure
- Bridge loan$425k
- Construction loan$320k
- Senior loan$200k
- Mezzanine$200k
- Preferred equity$150k
02 — Last six quarters
Distributions by quarter
- Interest and preferred return
- Principal
03 — Your share only
Positions
| Position | Type | Maturity | Rate | Committed | Outstanding | Q3 2026 income |
|---|---|---|---|---|---|---|
| Cedar Ridge Industrial | Bridge loan | Mar 14 2027 | 11.0% | $250,000 | $250,000 | $6,875.01 |
| Harbor Point Mixed-Use | Construction loan | Sep 2 2027 | 12.0% | $400,000 | $320,000 | $8,800.00 |
| Mesa Verde Townhomes | Preferred equity | Jun 20 2028 | 12.0% | $150,000 | $150,000 | $4,500.00 |
| Lakeside Senior Loan | Senior loan | Dec 31 2026 | 10.2% | $300,000 | $200,000 | $7,650.00 |
| Ninth Street Lofts | Mezzanine | May 18 2027 | 13.0% | $200,000 | $200,000 | $6,500.01 |
| Pine Hollow Build-to-Rent | Bridge loan | Jan 1 2028 | 10.5% | $175,000 | $175,000 | $3,062.50 |
| Willow Creek Retail | Bridge loan | Repaid Aug 29 2026 | 12.0% | $225,000 | $0 | $5,535.62 |
| Total · 7 positions | 11.5% | $1,700,000 | $1,295,000 | $42,923.14 |
04 — 8 positions
Position notes
- Cedar Ridge IndustrialPerforming
Performing. Interest paid on the 15th each month; the sponsor expects to refinance before maturity.
- Harbor Point Mixed-UsePerforming
Performing. Draw 4 of 5 funded September 15; the final draw of $80,000 is expected in December.
- Mesa Verde TownhomesPerforming
Performing. The 12% preferred return is paid quarterly on the 20th; the next payment is December 20.
- Lakeside Senior LoanPerforming
Performing. Parcel 2 sold and repaid $100,000 of principal on September 18; the remaining $200,000 matures December 31.
- Ninth Street LoftsWatch
Performing. Lease-up is ahead of plan; the sponsor has asked about a 60-day extension at maturity, which we are reviewing.
- Pine Hollow Build-to-RentPerforming
Performing. Interest arrives on the 1st of each month; 40 of 72 homes delivered.
- Willow Creek RetailCompleted
Repaid in full August 29, 2026 on the sale of the centre, with interest through the payoff date.
- Summit Office NoteCompleted
Repaid at par October 5, 2025.
Market comparison
Second pageYour yield against the market
Your yield: interest received divided by average capital outstanding, annualised since first funding.
Portfolio history
| Year | Funded | Balance | Active | New |
|---|---|---|---|---|
| 2024 | $650,000 | $650,000 | 3 | 3 |
| 2025 | $800,000 | $1,325,000 | 6 | 4 |
| 2026 | $295,000 | $1,295,000 | 6 | 1 |
Figures show your share only, as of Sep 30, 2026, from OKOA's servicing records and distribution ledger. Interest is shown as received unless marked accrued. Balances are principal outstanding, not a valuation. Paid to date counts distributions since first funding.