
Short Timeframes
Transparent communication re interest level, compressed due diligence timeline, rapid deal structuring and papering, ability to fund quickly




Private credit · Specialty finance
Photograph © Compass · virtually staged
01 — What we do
OKOA drills down to deal essentials, structures unique solutions, and closes promptly. We embrace challenging situations traditional lenders avoid including the following:

Transparent communication re interest level, compressed due diligence timeline, rapid deal structuring and papering, ability to fund quickly

Short-term cashflow issues, illiquid assets, refinancing, personal assets, restricted equity, long-term contracts, short-term uncertainty

High growth, business or market disruption, ownership transitions, acquisitions, strategic repositionings, org change, restructurings
Where we have lent, where we are ready to, and the three states we have not reached yet.
02 — Areas of focus
With an emphasis on real estate-related credit opportunities, OKOA has flexibility to structure and fund at various points of the capital stack (incl. equity) across multiple industries, situations and locations.

01
Bridge loans, preferred equity and note purchases for home builders, developers and real estate professionals.
Loan Programs

02
Flexible credit for growing companies — from working capital to acquisitions.

03
Creative capital for situations that do not fit a standard loan.

Luxury residences and land across Hawaii, Puerto Rico, Utah and Idaho backed this $20 million bridge loan — one facility that unlocked liquidity from an $88 million portfolio without selling a single property.

In the heart of Las Vegas' downtown district, a new Marriott Tribute Portfolio boutique hotel needed its build carried to the finish line. OKOA's $14 million in construction financing took it through to a finished, open hotel.

Ski-in, ski-out at the Canyons Village in Park City Mountain Resort. OKOA funded the build of this modern luxury hotel with a $30 million senior construction loan, holding first position on the property.

For a custom home in the Red Ledges golf community of Heber City, OKOA structured a $2.27 million construction loan with interest and construction reserves set at closing — so the build could run without payment pressure.

Purchase order financing to support the growth of a footwear-focused E-commerce company. OKOA's facility paid suppliers up front, so the brand could accept orders beyond its own cash and turn demand into shipped product.

Not every deal is real estate. OKOA extended corporate working capital to a logistics, supply and procurement contractor serving government customers across the Middle East, Africa and beyond — credit secured by the business itself.

Note purchase on a 170k+ sf amateur sports facility with adjoining hotel under development in Phoenix, AZ. OKOA stepped in as lender by buying the existing note, keeping the project financed through its build-out.

Behind this loan sits Mapleton Village, a single-family community in Mapleton, Utah. A $3 million bridge, cross-collateralized across residential properties elsewhere in the state, gave its developer fast liquidity while keeping every asset in hand.

Fix & Flip loan on a two-bedroom residence in a full-service co-op apartment building located next to Central Park. OKOA funded purchase and renovation together, letting the buyer move at cash speed in Manhattan.
04 — Our partners
We partner with the brightest founders & operators, real estate developers, and co-investors to fuel strategy with creative capital.
“OKOA sees opportunity, understands risks, and works jointly towards value expansion. They provided creative solutions to our complex financial situation enabling us to grow and thrive as a business.”
05 — About
We're a group of seasoned investors, operators, strategists, and founders that enjoy the creativity and process of building companies.
Co-founder
Investment Selection, Due Diligence, Capital Formation
Co-founder
Origination, Underwriting, Real Estate
Principal
Origination, Portfolio Management, Business Strategy
Senior Associate
Deal Origination, Investment Operations, Investor Relations
Associate
Due Diligence, Deal Processing, AI & Emerging Technologies
Associate
Financial Modeling, Portfolio Monitoring, Underwriting
06 — Questions
We make credit, equity and other specialty finance investments utilizing a variety of structures including, but not limited to: Asset-based loans collateralized by real estate or other assets ($1-20 million); Corporate loans to Small-To-Medium Enterprises based on cash flow and debt coverage ($1-10 million); Revenue-based investments structured as a form of debt but with a repayment schema based on a company's revenues ($500k-$7 million); Preferred equity investments ($1-5 million) in growing businesses
Although we specialize in Real Estate and other asset-based investments, we are industry agnostic. Examples of the types of businesses we have invested in or founded ourselves include: E-commerce, Sales & Marketing, Consumer Products, Enterprise Software, Natural Resources, Alternative Energy, Telecom, Financial Services and many others.
We invest primarily in the western United States because of proximity, but we regularly assess opportunities throughout the United States and Canada. For select deals where risk can be managed and strong partners are involved, we can look beyond the United States and Canada.
For real estate, we can invest from the moment land is entitled through horizontal and vertical development and on to the acquisition of commercial or residential properties. For other project-based deals, we can invest on a greenfield basis so long as permitting, construction costs and back-end contracts or other sources of cash flow are verifiable. For Small-To-Medium Enterprises (SME), we invest in cash flow positive businesses or other businesses with assets or securable revenue streams sufficient to mitigate risk. We are not venture investors, but we have an eye toward growth subject to our risk mitigation parameters.
Speed-To-Close: For deals that meet our parameter, we can close very quickly (in as little as two weeks) for amounts up to $5 million. Flexible & Creative: Because we are not subject to the constraints of a traditional fund (e.g. only being able to invest in specific industries, locations utilizing a narrow range of investment structures), we have the ability to customize the financing to the opportunity. We've Been There: Like you, we're entrepreneurs, operators and company founders. We know what it's like to build something from nothing. We hope some of this perspective will be of value to our clients.
07 — Contact
Looking for new capital solutions for your business? Let's put our heads together.
1441 West Ute Blvd, Suite 130, Park City, UT 84098